Business Checking Accounts

Local Banking for Local Business

We understand the key role small businesses play in our communities. We want to help them thrive. MRV offers checking accounts for all business sizes, and our team of experienced staff are here to help them along the way. Whether you’re just starting out or have been in the business for years, MRV offers multiple accounts to best suit the needs of you and your business.

Free Business Checking

Running a business can be expensive; handling its finances shouldn’t be. MRV’s Free Business Checking provides the necessary financial services your business will need to succeed, low minimums, and no monthly charge for up to 150 items per cycle.

  • Minimum to open: $100
  • Minimum balance to avoid charge: None
  • Monthly service charge: None
  • Per item fee in excess of 150: $0.50/each
  • Uncollected funds fee: Prime + margin
  • Check image with statement: Free
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Small Business Checking

For small businesses with big needs. MRV’s Small Business Checking is designed for businesses with a large volume of activity. It provides up to 500 items free per cycle and no monthly service charge as long as the minimum balance is met.

  • Minimum to open: $100
  • Minimum balance to avoid charge: $2,000
  • Monthly service charge: $10*
  • Per item fee in excess of 500: $0.50/each
  • Uncollected funds fee: Prime + margin
  • Check image with statement: $2.00/month
  • *Fee waived when minimum balance is met.
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Commercial Checking

Low-cost checking for high-volume businesses. Our Commercial Checking Account was designed for businesses that have a lot of account activity and diverse financial needs. With low opening balance requirements and low monthly fees, your business has endless possibilities.

  • Minimum to open: $100
  • Monthly Maintenance: $15
  • Ledger debits: $0.16
  • Ledger credits: $0.35
  • On-us deposited items: $0.08
  • Foreign deposited items: $0.11
  • ACH debits: $0.15
  • ACH credits: $0.25
  • Earnings credits: 3 month T Bill
  • Check image with statement: $2/month
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