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MRV Banks is participating in the FDIC’s Transaction Account Guarantee Program. Under that program, through December 31, 2010, all noninterest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC’s general deposit insurance rules.

Interest Checking, Health Savings Account, Premium Interest Checking and Starz 50+ Checking do not qualify under the FDIC’s Transaction Account Guarantee Program.