Regulation E Opt In / Out

➢ Check, ACH, and Teller transactions do not require Opt-In.

➢ Business Accounts do not require Opt-In.  

 

 

OPTING IN or giving Consent means…

For personal accounts, rather than automatically denying One-time debit card and ATM transactions that would overdraw your account, we will consider them for payment.

➢ ATM transactions that would overdraw your account may be authorized. 

➢ Balance inquiries will NOT include the overdraft limit.

➢ Debit card transactions that would overdraw your account may be authorized.

➢ Normal Overdraft/NSF fees apply if the transaction creates an overdraft when it posts to your account.

 

To Opt-In, please click here  

 

 

OPTING OUT means…

➢ ATM transactions that would overdraw your account will NOT be authorized.

➢ Debit card transactions that would overdraw your account will NOT be authorized.

 

To Opt-Out, please click here