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| Account | Rate | APY |
| 12 Month CD | 0.50 |
0.50 |
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| FREE BUSINESS CHECKING | |
| Minimum to open | $100.00 |
| Minimum balance to avoid charge | N/A |
| Per item fee in excess of 150 | $.50/each |
| Uncollected funds fee | Prime + margin |
| Check image with statement | Free |
| SMALL BUSINESS CHECKING | |
| Minimum to open | $100.00 |
| Minimum balance to avoid charge | $2,000.00 |
| Monthly service charge | $10.00 |
| Per item fee in excess of 500 | $.50/each |
| Uncollected funds fee | Prime + margin |
| Check image with statement | Free |
| COMMERCIAL CHECKING | |
| Minimum to open | $100.00 |
| Monthly maintenance | $15.00 |
| Ledger debits | $.16 |
| Ledger credits | $.35 |
| On-Us deposited items | $.08 |
| Foreign deposited items | $.11 |
| ACH debits | $.15 |
| ACH credits | $.25 |
| Earnings credits | 3 month T Bill |
| Check image with statement | Free |
