Certificates of Deposit

Looking to earn money on your money, then invest in one of our CDs and lock in your rate. With terms as short as one month or as long as 5 years we have the perfect one for you. Call one of our personal bankers to decide which is right for you.

Certificates of Deposit / Individual Retirement Account 1


Min. Opening Deposit

Min. Balance to Earn Interest

Interest Rate

Annual Percentage Yield

12 Month CD/IRA Special $1,000 $1,000 1.00 1.00
12 Month CD/IRA
Special with Money Market balance of $25,000.00
$1,000  $1,000   1.19 1.20 
1 Month CD $1,000 $1,000 0.25 0.25
3 Month CD $1,000 $1,000 0.25 0.25
6 Month CD/IRA $1,000 $1,000 0.35 0.35
12 Month CD/IRA $1,000 $1,000 1.00 1.00
18 Month CD/IRA $1,000 $1,000 0.55 0.55
24 Month CD/IRA $1,000 $1,000 0.80 0.80
30 Month CD/IRA $1,000 $1,000 0.80 0.80
36 Month CD/IRA $1,000 $1,000 1.00 1.00
48 Month CD/IRA $1,000 $1,000 1.19 1.20
60 Month CD/IRA $1,000 $1,000 1.19 1.20

1) A penalty may be imposed for early withdrawal.

2) The interest rate and annual percentage yield may change after account opening.

3) Fees could reduce earnings on the account.

Daily Balance is the amount of the principal in the account each day.

For current rate information call (573) 883-8222.

MRV Banks is participating in the FDIC’s Transaction Account Guarantee Program. Under that program, through December 31, 2010, all noninterest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC’s general deposit insurance rules.

Interest Checking, Health Savings Account, Premium Interest Checking and Starz 50+ Checking do not qualify under the FDIC’s Transaction Account Guarantee Program.

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